Protect Your Credit History by Preventing Credit Card Fraud

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TJ Nelson

A web publisher for the past 4 years. TJ Nelson shares his findings and knowledge in real estate, business and health related issues.

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Too often we hear the stories about how someone's credit card information was used for fraudulent charges.  Credit card fraud is on the up rise and by using these helpful tips you can avoid credit card fraud and save you the numerous problems that may follow and blemish your credit history for years to come.

7 Tips to Preventing Credit History Repair by Preventing Credit and Debit
Card Fraud

1. Signing credit cards when they first arrive. Though obvious you want to
   sign your cards right away even though you may not activate them that same
   day. Anyone can forge your signature on the card and use them, most
   activation process are over the phone and do not require any valid
   authorization for identity.


2. Don't give your credit card number  out over the phone to companies you
   are not familiar with or to people who say they need it to verify your
   identity in order to give you something in return.


3. Keep a running record of your credit card numbers and expiration dates
   and the phone numbers of the card issuers in a secure place. If your card is
   stolen or missing, reporting credit card fraud becomes a lot easier rather
   than having to search for the card company information to notify them of the
    fraud that has taken place.


4. Destroy your carbon copies and incorrect charge slips all the time,
   never keep them for your records


5. Report billing errors and unauthorized charges to your credit card
   company immediately.


6. One of the best methods to avoiding fraud and time consuming
   
   credit history repair that may follow is to draw a line through blank
   spaces on credit charge slips and do not sign a blank charge slip. To often
   restaurants include an extra line for leaving tips and to often the totals
   are not filled in by the customer, some greedy employees don't think twice
   to add a few dollars when you neglect to fill in this information.


7. Always keep copies of all charge sales slips. Open your credit card
   bills promptly and comparer the credit card charges on your statement to the
   sales slips.

Protect your credit history and yourself by protecting your credit card
information.  If you have found yourself caught in the trap of credit card fraud
there is proven methods that can help your solve these credit issues.