Being in debt can bring up many negative emotions. You may feel frustration, shame, anger, hopelessness, guilt, fear, worry, anxiety, etc. A wide variety of emotions will hit you at different times as you work on getting out of debt. It’s important to learn how to keep these emotions in check as you live with your debt.
Here’s what you need to understand about feeling these emotions – These emotions don’t just happen to you. You decide to feel them. Yes, that’s right. They are a direct extension of the thoughts you decide to allow into your mind.
Debt can be scary, but you must be able to filter out the thoughts that lead to the worry and fear.
The biggest thing you can do to help you deal with the process of getting out of debt without going crazy doing it, is to learn the thought process of “acceptance”. Since your emotions are tied to what you think in your mind, why not decide to think in a manner that will allow you deal with this situation in a healthy way?
You’re in debt. OK, accept this fact. Release your body of all the tension. Take a deep breath and slowly breathe out. Deciding to feel the emotional tension and frustration does nothing but block you from coming up with good solutions that will lead you to getting out of debt.
In order to fix your emotions, you must fix your thoughts. Decide to think “acceptance”. When you accept any situation in your life, you’re starting the process of healing. With acceptance comes the emotion of hope. With hope you begin to envision a better day. You begin to see a day when you are out of debt and financially free.
It’s up to you to decide to take ownership of your mind and its thoughts. This is something most people never learn. They run around being ruled by every “willy nilly” thought in their minds. They’re ruled by all kinds of negative emotions, never realizing that they’re deciding this reality.
You now know the first step to getting out of debt. It’s not picking which method of debt elimination (debt consolidation loan, debt stacking, etc) to use, it’s accepting the reality of those bills. It’s deciding to rid yourself of the fear, frustration and shame in order to be in the correct mindset. Once you’re in a healthy mindset, you can then logically find the best method for getting out of debt.
Published by Matt Z. on June 22, 2006 05:22 PM